Remember that nasty word “sub-prime” thrown around in 2008 and 2009 like monkey’s slinging poo? Well, because of semantics and whatever reason, they are back and they are called “NON-QM” or Non-Qualified Mortgage. That has a much nicer ring to it, right? Also, ARMs or Adjustable Rate Mortgages just reached 9% of all loan applications last week, more than double from three months ago! Things are getting weird!
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